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Significantly reduce processing and fraud costs

Our Pay by Bank solution allows you to accelerate your business' savings, while providing a seamless experience for your customers.
Pay by Bank

Grow with Link Money - Pay by Bank

Reduce Fraud
Eliminate interchange and lower fraud
Reduce total payment costs by over 70%, and bring down return rates with advanced customer behavioral intelligence.
Guaranteed Funds
Guaranteed funds
We guarantee customer payments in real-time, even for large transactions.
Bank connections
Reliable connections to 95% of US bank accounts
We partner with over 4,500 banks, and 75% of volume is routed through 1,600 OAuth connections.
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Connect to bank

Advanced decisioning and Link Guarantee

Our payment decisioning models use behavioral signals, third party insights, and customer spending behavior to accurately decline bad actors.
This efficiency allows us to guarantee accepted payment requests and notably reduce fraud.
Advanced Decisioning
Competitive Pricing

Benefit from competitive pricing

Pay by Bank offers competitive pricing that will lower your transaction costs, no matter what your current payments solution is. See our savings calculator to find out how much you might be able to save!