Introducing LinkPay: A Pay-by-Bank alternative

photo of author

Alyssa Motilal, Operations Analyst


Monday, October 10, 2022

lined up phones

Today, Link Financial Technologies, Inc. (“Link”) is excited to announce the launch of LinkPay, the first Open Banking-powered payment method focused on the U.S. that enables consumers to make online payments using their bank accounts.

Through the utilization of the ACH Network and Link’s proprietary machine learning technologies, LinkPay delivers a low-cost and secure payment alternative that merchants can offer their customers, while also enabling the following benefits:

  • Lower transaction-related fees by 70-80% (compared to credit cards or wallets)

  • Reduced risk of fraud

  • Unprecedented security and stability

Why we use LinkPay


Interested in learning more? We encourage you to utilize our online calculator to estimate the potential cost savings for your business.

Our team

At Link, we are a seasoned group of technology and finance experts. Through our previous experience, we have developed a deep understanding of the payments processing landscape and the financial needs of consumers. With this knowledge, we have identified an innovative solution that offers enterprise-grade security, seamless UX and significant economics to bring about a new wave of payments modernization.

This is just the beginning

As a company, our mission is to reinvent the payments landscape through the creation of Open Banking-powered technologies. While LinkPay is a revolutionary solution that embodies our goals, it is only the beginning for us.

Please stay tuned for new product launches, feature releases and additional information on the growth and adoption of Open Banking.

If you are a business owner, developer, or product manager who wants to quickly integrate this new payment method into your product, please contact us to schedule a demo with our team. We’d love to hear from you!

Want to get started?

Start the conversation about how Link Money can help your business. Have a particular question or want to schedule a call?